Mortgage Calculator

Monthly payment breakdown with PITI and full amortization schedule.

Loan Details

Home Price ($)

Down Payment ($)

Interest Rate (%)

Loan Term (years)

Annual Property Tax ($)

Annual Insurance ($)

Monthly HOA ($)

PMI Rate (%/year if <20% down)

Extra Monthly Payment ($)

Payment Summary

Monthly Payment Breakdown

Amortization Schedule

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For estimation only. Actual rates, payments, and PMI requirements depend on lender, credit score, and loan program. Tax escrow assumes equal monthly contribution.